Posts by CelticCollegeConsultants

How to Save on College: Regional Tuition Reduction Programs

By on Sep 7, 2018 in Blog, Latest 2018 |

Groups of states in various regions of the country have banded together to create tuition reduction programs.  Explore the majors, programs, and schools in your area: FOR UNDERGRADUATES: Midwest Student Exchange – Students in Illinois, Indiana, Kansas, Michigan, Minnesota, Missouri, Nebraska, North Dakota, and Wisconsin may be eligible for tuition reductions at certain Midwest public and private schools Western Undergraduate Exchange – for students in Alaska, Arizona, California, Colorado, Hawaii, Idaho, Montana, Nevada, New Mexico, North Dakota, Oregon, South Dakota, Utah, Washington, Wyoming, and the Commonwealth of the Northern Mariana Islands. The Academic Common Market provides tuition discounts for more than 1900 academic programs in Alabama, Arkansas, Delaware, Florida, Georgia, Kentucky, Louisiana, Maryland, Mississippi, Oklahoma, South Carolina, Tennessee, Texas, Virginia, and West Virginia. The New England Regional Student Program enables New England residents to enroll at out-of-state New England public colleges and universities at a discount. Students are eligible when they enroll in an approved major that is not offered by the public colleges and universities in their home-state. More than 700 undergraduate and graduate degree programs are offered. Participating states are Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island and Vermont. FOR GRADUATE STUDENTS: The Western Regional Graduate Program enables graduate students to enroll in available graduate programs outside of their home state at in-state resident tuition rates. The Western Professional Student Exchange Program enables graduate students in Western states majoring in the health care professions to enroll in selected out-of-state professional programs. The Southern Regional Contract Program enables students to pursue a professional health degree at out-of-state institutions, but pay in-state tuition at public institutions or reduced tuition at private...

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It’s not Really Writer’s Block; An easier way to Write Application Essays

By on Aug 25, 2018 in Blog, Latest 2018 |

There’s No Such Thing as Writer’s Block! Have you ever seen your child staring at a blank doc on their computer or looking forlornly over a still blank piece of paper?  S/he feels stuck and calls it writer’s block. Many of the teens I’ve worked with over the years have shared such experiences with me before we start working on their application essays. IT’S NOT REALLY WRITER’S BLOCK When they feel stuck, they often doubt their basic writing skills, sometimes fixating on those to avoid considering the bigger problem of trying to figure out what to say.  This fixation makes getting started even harder.  Sometimes parents will note the anxiety or lack of progress and try to nudge the student.  However, your best words of encouragement regarding their writing abilities doesn’t move the needle of paralysis regarding what to write. What do you do?  We all know that getting anxious ourselves and speaking harshly won’t help.  So, take a step back.  The real culprit is that they aren’t starting at the beginning; they are trying to jump the gun. START AT THE TRUE BEGINNING Writing itself is a great tool for exploring and clarifying thoughts.  This is true in a particular way for the college essays. Admissions wants to read stories that are personal and reveal meaningful characteristics about the student applicant.  They want to get to know what makes you you. Writing such an essay requires a process.  When I usually assign two to four “pre-writing” exercises before we even discuss the first draft.  This gives students the opportunities to get started writing and to begin to gather details, recall incidents, and clarify their message before we truly begin.    This process jump starts the thought process that must happen in order to create truly excellent application essays. SAMPLE EXERCISE Set a timer for 20 minutes. Think of things and people that you could pull together into a video collage you could share with your future college roommate.  Everything included illustrates one of your traits or a significant event in your life. Make a list of these items, incidents, and people and write a sentence or two about how they are significant to you or what they reveal to...

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Should You Homeschool High School? (Part 4)

By on Jun 29, 2018 in Blog |

  A LOOK AT FINANCIAL AID BASICS   Financial Aid, Scholarships First things first.  Your child WILL be eligible for federal financial aid, even if s/he earns a non-accredited diploma.  S/He’ll need to file the FAFSA (Free Application for Federal Student Aid) each year, just like all other students. Financial Aid & Scholarships Basics Financial aid and scholarships MUST be applied for.  There are a number of means to do so: financial aid applications, scholarship applications, etc.  Sometimes the student’s application for admissions is also used to determine his or her eligibility for various scholarship programs the school offers.  Sometimes a separate application, or series of applications and/or interviews will be required. IT IS IMPERATIVE THAT EACH COLLEGE’S FINANCIAL AID AND SCHOLARSHIP WEBSITE BE CAREFULLY REVIEWED.  The particular opportunities, requirements, and deadlines at that institution will be posted.  Some schools have a central scholarships page, sometimes with their own search function, while others have information scattered around.  Scholarships can be given by the university, the college within the university, and/or the academic and athletic departments. Need Based Aid – is comprised of tuition reductions, grants, and loans which are qualified for on the basis of “need.”  In common parlance, anyone whose budget comes up short would be thought to be in need. In the realm of financial aid, there are formuli used to determine need, also known as demonstrated need.  Forms must be completed and submitted by deadlines set by the schools.  For federal student aid, the FAFSA form ( is the form which qualifies all citizens and legal aliens for federal student aid programs ranging from Pell grants to federal student and parent loan programs.  Colleges award need based federal aid before they award any other aid.  There are a couple of colleges in the country who have opted out of the federal student aid programs.  These schools have their own financial aid programs.  Colleges can also provide need based aid to students.  Many use the FAFSA formula as their guide.  Some colleges and universities also require the CSS PROFILE ( form and/or their own forms.  A few colleges require their own forms. EFC/Expected Family Contribution – is the official amount of money the FAFSA or PROFILE processor determines, based on their formula, that the student and his or her family can pay for one year of college. There...

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Why Hire College Consultants?

By on May 21, 2018 in Blog |

Why Hire College Consultants?Many parents are ecstatic when their children graduate from high school and are about to go to college. You may even have confidence that your child has an idea or knows what they want to study in college. Sadly, this may not be true in most cases. Your child needs guidance in choosing a career path so that they don’t feel overwhelmed or lost to the extent of dropping out. It is also in your best interest to find the right college in order to avoid financial losses and debts. With Celtic College Consultants, you will be able to realize your child’s full potential making their education successful as well as affordable. Some of the benefits that come with hiring college consultants are as follows: The attention given to each family and their child by the Celtic College Consultants is individualized. They have your best interest at heart and will ensure that your child gets the opportunity to explore the best colleges and education options. You will have peace of mind. There is nothing as unsettling as trying to find the right college for your child. What’s even more stressful is finding a way to finance your child’s college education. With the help of reputable college consultants, you do not have to stress yourself out with all these issues. By scheduling a meeting with them, these experienced consultants will be able to find the right college for your child, find an affordable way to finance your child’s education and guide your child in choosing the best career path. The college application process might be complicated, especially if it is your first time. With the help of experienced college consultants, you will be guided in the right direction. You might not know the best time to apply for college and this is another area where the expertise of the consultants will come in...

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By on May 17, 2018 in Blog |

  AN OVERVIEW OF TESTING INCLUDING THE ACT, SAT, CLT, & MORE   INTRODUCTION In this series of articles I will address a number of factors of high school education from a college admissions perspective. As a Catholic homeschooling mother of six and a professional college consultant, I will share some of my experience and knowledge in this series of four articles. In this first article, I’ll discuss the overall perspective colleges have with regard to homeschoolers and I’ll explore the various tests that are often part of the high school experience. In the second article, I’ll examine the various types of courses high school students can take. Next, athletics, extracurricular activities, and leadership will be the focus of the article. In the final article, financial aid, scholarships, and college funding topics will be addressed. My goal is to educate families through these articles so that you can prayerfully make the best decision for your children. Each child and family is different. Out of respect for that, I seek to provide information, not to persuade you to a particular action when I do not know your situation.   NOT SURE WHETHER YOUR STUDENT(S) IS/ARE COLLEGE BOUND? What if you aren’t sure that college will be the appropriate path after high school for your child(ren)? At this stage, it is important to both keep the various higher education options open as well as foster the emerging interests and inclinations of our children. If you aren’t certain, proceed in a manner that leaves college as an option. However, if it is already clear that a different path will best serve your child(ren), skip the academically focused sections of this series and focus your attention on the other sections. Explore the certificate and apprenticeship programs available in your area and in your child(ren)’s area(s) of interest. The Occupation Outlook Handbook found on the Bureau of Labor Statistics website,, will be helpful when researching any prospective careers’ expected growth and pay ranges.   HOMESCHOOLED STUDENTS ARE WELCOME ON CAMPUS! Before going any further, it’s important to make it clear that homeschooled students are welcome on college campuses. Many admissions offices have special instructions and/or admissions counselors just for homeschooled students. On campus,...

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